The Fulcrum and the Lever Essay -- essays research papers fc

I turn the key and unlock the deadbolt. Its been a long twenty-four hour periods work. I have been functional three jobs for weeks now. I come by means of the door of my tiny one-bedroom house and stare at the desk, piled high with junk old junk mail, magazines, and a few bills. I keep thinking maybe on my day off Ill clean this mess up, rest my check book and pay my bills. But whats the use? I think to myself, I have $210 left on my credit card, thatll get me through another week. Independence is what I wanted and thats what I got. I have a car, a house, furniture, stocked cupboards, and plenty of I-can-do-what-I-want free will. I was working a lot, and sure was doling out a lot of dough, yet I felt atrophy kicking in. When I was dying to leave my parents house, I didnt think that it would be like this. Going and doing whatever I wanted all the time was not something I did. Life cost money and the worldly concern was kicking me in the stomach every time I walked in my front d oor and looked at my desk. Where is that Consumers bill? How much money is left in my checking account? Do I nonetheless have any in my savings? These thoughts break-danced in my head often.In a day where I catch more commercials advertising credit cards, debt consolidation, and home mortgage lenders, one might find it hard to believe that debt can actually be a problem. sightedness those poor saps dance in a conga line screaming, Freedom makes it that much harder to notice. With three maxed-out credit cards, and other debt in the thousands of dollars, I was one of those pile screaming, Save me My life could go nowhere while I was struggling to make payments on three credit cards that I hadnt dismantle used in two years. One of my frustrations stemmed from the fact that all of this money was going to the credit card companies for things that I dont even remember buying. With my student loan in deferment, I had only to worry about everything else. Working three jobs was not my c up of tea. The American Dream was cleanup spot me. A lot of Americans are drowning in debt, with predators just waiting to add to the pile. Dave Ramsey, New York Times best selling author and financial advisor, says Debt is dumb. Most ruler people are just plain broke because they are in debt up to their eyeballs with no hope of help. If youre in debt then youre a slave, i... ...y Book. Holbrook, MA Adams Media Corporation. 1999.Sylla, Richard. American History Information About National Debt. The Readers Companion to American History. Houghton Mifflin Company. 20 May 2005..Ramsey, Dave. The Total Money Makeover A Proven Plan for Financial Fitness. Nashville, TN doubting Thomas Nelson, Inc., 2003.-----. More Than Enough The Ten Keys to Changing Your Financial Destiny. New York, NY Penguin Books. 1999.The Debt To the Penny. Bureau of the Public Debt United States Department of the Treasury. 20 May 2005. .Waggoner, Darren. Going Broke? younger Americans have a serious debt problem . Not surprisingly, lenders and consumer advocates propose different remedies for the credit crunch. Collections & Credit Risk. 10.5 (2005) 21. Infotrac General Reference Center Gold. Online. 31 May 2005. Webster, Noah. Noah Websters First magnetic declination of an American Dictionary of the EnglishLanguage. San Francisco, CA Foundation for American Christian Education, 1995 Reprint edition 1 June 1967.Yaqub, Reshma Memom. Swipe at Your Own Risk. Parents. July 2005. 49-53.